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Exclusive Refinance Offer

4.66 % p.a.

Smart Finance Rate

4.99 % p.a.

Comparison Rate*

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We don't have all the marketing and branch overheads of a bank, and that's why our rate is more than 1.40% lower than the most competitive standard variable rate from any major bank. Make the smart choice.

How are our rates so low?

How is it possible for us to have market leading rates on a fully featured product with an excellent customer service team and fast approvals? Simple. It's because we work smarter and do things the smart way, the Smart Finance way.

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With so many different loan products on the market, see how we compare by entering your loan amount, current rate and total annual fees to find out what kind of a difference Smart Finance can bring you.

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Who are we?

Smart Finance is an expert team of private bankers and financial planners who all previously worked for the banks and know the ins and outs of how to save you time, deliver you the best deal and help you get the most our of your money. Because of our backgrounds and expertise, you can be sure to count on us to deliver you the smartest advice for your current financial situation and aspirations.

* The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.